a

Doctoral Degree Tier List (Doctorate Degrees Ranked!)

what's happening guys in today's video

we are going to go over the doctoral

degree tier list

where we rank doctoral degrees from s

tier which is really good

to after which is awful now you might be

wondering what the heck i'm wearing

right now because as my subscribers love

to point out i always wear a black shirt

in all of my videos

well joke's on you now i'm wearing a

black-ish

robe and this happens to be the same

robe that i wore when i graduated with

my doctorate now another thing i didn't

know is when you graduate

you get this weird hat that kind of

looks like uh the combination of a beret

and an octagon now i do know a lot about

getting a doctorate because i've gotten

one i've gone all the way through the

system from undergraduate

to the highest level and so i kind of

know a lot about the whole subject of

getting a college degree

i also have a ton of friends who went

through the same thing we've had lots of

conversations and i have a lot of

insight on this

this was another video that got

requested over and over again by my

loyal so

couple we'll cut that part i really

can't talk man like holy sh

[ __ ] five lines man

this was another video that was

requested over and over again by my

loyal subscribers so of course i'm going

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without even thinking about it smashing

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evil youtube algorithm so

let's jump right in with number one on

the list which is going to be

architect so these are the people that

design buildings and stuff and the debt

to income ratio is going to be somewhere

around 2.25 to 1. now that's actually

not too bad compared to a lot of the

ones on the list

and i will say that the debt to income

ratio data that i collected is probably

higher than the actual reality of things

just because there's not a lot of

accurate data out there

however if you compare them to each

other i would say that they're probably

pretty accurate so the debt to income

ratio probably isn't going to be 2.25 to

1 it might be something like 1.5 to 1

but when you compare to the other ones

on the list that means there's going to

be either less or more debt if that

makes any sense now architects are going

to make around 80 000

a year there's 133 000 jobs available

and it's growing at 8

which is faster than average

additionally these are the statistics

for a bachelor level degree

and so for a doctorate you're probably

going to make around 25

more than that this would bump you up

into the six figures a year level so

this one isn't too bad but it's also not

that great either i'm going to go ahead

and put this one into

c tier c for cool but pretty tough to

break into

speaking of cool i am going to take this

robe off because i am getting extremely

hot

next one on the list is going to be

acupuncturist and this is basically the

people that put needles all over

different places in people's bodies and

this is a form of alternative medicine

apparently it helps you know alleviate

pain and heal different diseases

pretty controversial in the medical

field of course but we're not going to

get into that in this video

believe it or not there are a lot of

schools out there that charge over

50 000 a year for this degree

the debt to income ratio for this one is

4.6 to 1. now just to put that into

perspective

i recommend that you pretty much never

go over a debt to income ratio of

three to one that's like pretty much the

highest that you should ever go

generally you want to try to stay under

two to one debt to income ratio

and if you're in a career where you're

not making very much money you probably

want to go even lower than that now what

i mean by that is a two to one debt to

income ratio

means you're making a hundred thousand

dollars a year and you have to go 200

000 into debt that's manageable you can

pay it off over a few years it'll

probably take you like five years to pay

it off but at the end of those five

years you'll be good to go

when you get into the 4.6 to 1 debt to

income ratio it gets to the point where

it's pretty much impossible for you to

ever be able to pay it off because that

means you'd have 460

000 in debt if you made a hundred

thousand dollars a year now this one

isn't even listed on bls

but the problem with this career is from

what i found they don't even make a

hundred thousand dollars a year they

make somewhere around seventy five

thousand and this is for the ones that

actually are able to find a job

and many of them can't i have a cousin

who actually went into this he was you

know a naturopath

and he was not able to find a job after

years and years of searching he

eventually gave up and went into a

completely unrelated industry

i don't even know what to say about this

one this one goes into f tier

f for 4.6 to 1 debt to income ratio

that's just awful next one on the list

is going to be an art related phd

so this is where you would get a phd in

an art related degree like film or

music now this is almost never going to

be worth it unless you want to become a

professor at a university becoming a

professor is pretty rare though and

there can only be so many people that

teach people how to teach people how to

teach people

how to teach people now additionally

getting your phd takes on

average 8.2 years and that's on top of

your bachelor's degree

which takes around four years so that's

over 12 years on average in order to get

your phd

and that's why the average person that

graduates with it is going to be over 33

years old but once you're done that

means it's

game time baby right not really because

the average phd is going to be over a

hundred thousand dollars in debt and any

follower of my channel knows that the

type of debt that you have to take out

in order to get a graduate level degree

is

much worse than the type of student loan

debt that you take out in undergrad

on top of this phds barely earn more

in the same field than master's

graduates earn

even though they go to an extra like six

years of school

and if that wasn't enough when you're

getting your phd you're probably gonna

get worked like 10 to 12 hours a day

seven days a week

you have to do original research and

then present it to people in front of a

panel you get grilled

and if you pass that then you can

finally get your doctorate everyone is

going to be assigned an advisor that's

going to help you through this whole

process

and that's kind of just the luck of the

draw because if you get a good advisor

that's going to be awesome

but if you get a bad one it can actually

hurt you now on top of this many people

don't even end up finishing their phds

especially in the fields where a lot of

people go for phds just because of the

fact that they can't find a job with a

bachelor's or a master's level degree so

for instance only 29

of humanities majors end up finishing

their phd over a seven year period

this one is going to be f tier

clearly f4 only worth it if you're rich

or you're a trust fund baby

next one on the list is going to be

college professor what's that i hear

someone out there said that you can be a

college professor with some of these

degrees well this is a comment that i

get

all the time people will comment oh well

this degree isn't useless because you

can become a college professor and teach

other people how to get the same degree

and i guess you're kinder right there

but the problem is there's just not that

much

room for that many college professors

now you can expect to have about a 1.8

debt to income ratio which isn't bad

college professors make around 79 000 a

year on average there's 1.3 million jobs

available and it's growing at 11

79 000 a year is pretty low for a

doctoral level degree

and additionally it's pretty difficult

to actually get into academia

think about it a professor will teach

hundreds of students every single year

how many of those students are going to

go on to become professors themselves

many people that go into academia and

they want to become professors end up

realizing that it's very similar to

what's known as a pyramid scheme

and by that i mean only the people at

the very top end up making money

and just about everyone else ends up

either not making any money

or losing money and they do this in

hopes that someday

they will make it to the top but very

few of them ever do

so you've got teachers teaching teachers

how to teach teachers to teach and teach

and blah blah blah and so on now if you

don't believe me i always say this check

out the subreddit r

grad school where they talk about this

all the time still this isn't one of the

worst on the list there's other ones

that are much worse

and if you are able to make it to that

professor level and get yourself

tenure that can be a pretty sweet gig

just make sure that you know what you're

getting yourself

into college professor is going to go

into b tier

b for better hope that you get your

tenure next one on the list is going to

be chiropractor and this one

this one is awful chiropractors are the

people that pop people's necks and their

backs and they post videos about it on

youtube for us to laugh at

they also have a debt to income ratio of

4.9 to 1. this is the worst

on the entire list this is awful now for

all of that debt you can expect to make

around 70

000 a year there's 50 000 jobs available

and it's growing at seven percent these

are really bad numbers for a doctoral

level degree the only reason you should

become a chiropractor is maybe if you

come from a family full of chiropractors

and you just have to get the degree in

order to work in the family business or

some kind of

weird situation like that other than

that don't do it

this one goes in f tier f for

financially

next one on the list is going to be

dentists and they're going to have a 2.5

to 1 debt to income ratio so dentists

are the brave souls that are okay with

putting their hands into people's mouths

all day

every day the debt to income ratio here

is going to be about 2.5 to 1

which seems a little bit high but

because of the fact that dentists have a

relatively high salary it's actually not

too bad

dentists make 159 000 a year there's 155

000 jobs available

and it's growing at seven percent which

is as fast as average

still 159 000 isn't that good and that

is why this one is going to go into

b tier b for don't bite off more than

you can chew next one on the list is

going to be lawyer and this is another

one of those classic career paths that

for many decades was

really good in recent times it's become

a little bit overrated a little bit

saturated now lawyers have a debt to

income ratio of 2.8 to 1

which is pretty high they make around

122 000

a year there's 823 000 jobs available in

the united states and it's growing at

six percent

now the thing about being a lawyer is

there's a huge disparity in pay

so the lawyers at the very top are

making millions and millions of dollars

a year whereas the lawyers at the bottom

might be scraping by

on like 40 50 000 a year if they even

have a job

a lot of it has to do with what school

you go to how good of a student you are

who you know and all sorts of other

factors like that this one is a big risk

big reward type of degree

i'm going to go ahead and put it into b

tier b

for better call saul next one on the

list is going to be medical doctor and

this is another one of those extremely

popular degrees

now this is another one on the list

that's a bit overrated in my opinion

that doesn't mean that it's not still

good

that just means that the hype is up here

and the reality

is like right here still this is one of

the best doctoral level degrees that you

can get it has a 1.641 debt to income

ratio which is really good

especially considering how much you make

doctors can easily clear over 250

000 a year sometimes much more than that

depending on their specialty so compared

to other doctoral level degrees

this one is going to go into s tier s

for sleep deprivation during residency

next one on the list is going to be

optometrist

and they're going to be experts and all

things that have to do with your eyes

now optometrists have a 3.4 to 1 debt to

income ratio which is not very good

however they do have decent numbers

which kind of make up for that

they make around 115 000 a year there's

42 000 jobs available and it's growing

at 10

which is faster than average still that

point four to one debt to income ratio

really scares me and for that reason i'm

gonna go ahead and put this one into

d tier d for dope glasses next one on

the list is going to be a dental

specialist like an orthodontist

endodontist or

periodontist now they have a two to one

debt-to-income ratio which is really

good considering how much money they

make they make about as much money as

traditional doctors so you're probably

not gonna have that much trouble paying

off your loans

this one is going to go into a tier a

for

smash the like button for the youtube

algorithm next one on the list we're

going to talk about

pharmacists and pharmacists are legal

drug dealers and experts on pharmacology

they have a 2.2 to 1 debt to income

ratio on this list which isn't too bad

compared to a lot of the others

and on top of that pharmacists make

around 128 thousand dollars a year

there's 314 000 jobs available and

it's growing at zero percent now the job

outlook is pretty scary here

definitely don't join pharmacy if your

plan is to become a retail pharmacist

because retail pharmacy is completely

saturated

i'll probably make a whole video about

that in the future so stay tuned

still the debt to income ratio isn't

that bad here and you do make a pretty

good amount of money

this one is going to go into a tier a

for all right as long as you don't go

into retail next one on the list is

going to be a physical therapist and

they help ill or injured people improve

their movement or pain they have a 2.5

to 1 debt-to-income ratio which

is on the higher side especially

considering the fact that they don't

make all that much money they make

around 89

000 a year there's 247 000 jobs

available and it's growing at

22 which is much faster than average now

one thing that i will say about this one

is it has an extremely high job

satisfaction score so no matter

what metric you look at for instance

let's look at pay scale it has 89

meaning score which means 89 of the

people find that their job is extremely

meaningful

that's the highest on the list by far

one of the highest meaning scores out of

any job

out there so even if the salary is a

little bit low this one

still has a good meaning score and so

i'm going to bump it up just a tiny bit

i'm going to put this one into

c tier c for constantly gets confused

with occupational therapy next one on

the list is going to be psychologists at

a doctoral level so this is going to

include both

doctoral phds as well as psyds

now psychology is one of the most

popular majors that you can go for

and in my opinion it's pretty overrated

they have a

3.2 to 1 debt to income ratio which is

really bad especially considering how

much you make they only make around 80

dollars a year there's a hundred and

eighty one thousand jobs available

and it's growing at fourteen percent

which is pretty good that is a scary

amount of debt to have while you're only

making about eighty thousand dollars a

year

psychology is going to go into d tier d

for damn i can already tell i'm going to

get a lot of hate comments for this one

next one on the list is going to be a

science-related phd so this would be

something like biology or chemistry that

you get a phd in so all the same things

apply to this one that apply to the art

phd that i mentioned before where it

takes a long time in order to get your

degree it costs a lot there's a lot of

downsides to it the only difference with

this one is there actually is a lot of

opportunities outside of academia

whereas the art related phd

academia is pretty much the only way

that you can go however this one isn't

as good as the other stem degrees

and the you know stem acronym which is

science technology engineering and

mathematics

so i'm going to put this one into b tier

b for

better than average but still not as

good as the other stem degrees next one

on the list is going to be a

liberal arts social science humanities

type degree at the phd level so this

would be a phd level degree like

sociology or maybe history

now all of the same issues applied to

this one that applied to the art degree

however it's a little bit better than

art in my opinion and so for that reason

i'm going to put it

slightly higher on the list i'm going to

go ahead and put this one into

d tier d for debt because it's probably

not worth it

next one on the list is going to be the

rest of the stem degrees

technology engineering and mathematics

now honestly these ones are usually

pretty solid even at the doctoral level

in fact there's a lot of positions out

there that prefer people

in mathematics or technology and

engineering

that have a doctoral level degree this

one is actually pretty decent i'm gonna

go ahead and put it into a tier a for

actually might be worth it for some

people next one on the list is going to

be teachers that have

doctorates so i've actually seen this

several times where high school teachers

or even in very rare cases middle school

teachers will have doctorates

they do end up making more than their

bachelor level or master's level

counterparts

even though it's not that much more now

they have a 2.5 to 1 debt to income

ratio

which isn't very good considering that

they don't make very much money they

make around 61

000 a year there's one million jobs and

it's growing at around four percent

this is for all high school teachers

though so you can probably add about

25 on top of that for doctoral level

degrees

still not that great overall i wish this

one was a little bit better but

unfortunately i have to be fair here

i'm gonna go ahead and put this one into

c tier c

for 12 years of college in order to work

as a high school teacher next one on the

list is going to be

veterinarian now everybody loves animals

and wouldn't you just love to be able to

work with animals all day long

unfortunately veterinarians have a 3.1

to 1

debt-to-income ratio and unfortunately

they only make around 95

000 a year there's 84 000 jobs available

but it is growing at 18 which is much

faster than average

the statistics aren't horrible but that

debt to income ratio is high enough that

this one is pretty scary

still if you're able to find a cheaper

school which i pretty much

universally recommend for any graduate

level degree

just go with the cheapest possible

school that you can possibly go to

if you're able to find a really cheap

school this one will probably be worth

it because it does have a

pretty good meaning score and job

satisfaction square because you get to

work with animals all day long so this

one is going to go into

d tier d for dogs are better than cats

and that's just a fact

thanks for watching my video guys it was

super fun to make this one

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